Topic: Self-Employed

A Guide to Getting a Mortgage if You’re Self-Employed

  Prior to the 2007 credit crunch, self-employed workers could apply for a ‘self-certification’ mortgage, which meant that borrowers didn’t need to prove their income and lenders didn’t carry out checks. However, the system was abused, with borrowers exaggerating their earnings in order to secure a larger mortgage and then being unable to afford the… Read more »