10 Things You Need to Know About Life Insurance

  At ADN Financial Services, our advisers get asked a range of questions relating to life insurance (also known as life assurance or life cover). This guide seeks to provide understanding for the most common queries you have about this important type of cover   1) What is life insurance for? The purpose of life… Read more »

Equity Release Explained

What is equity release? And how does it work? Equity release enables you to access the accumulated value tied up in your home. You will still be the owner of the property and won’t have to make any monthly repayments. As the homeowner, you can either draw the money out as a lump sum or… Read more »

A Guide to Getting a Mortgage if You’re Self-Employed

  Prior to the 2007 credit crunch, self-employed workers could apply for a ‘self-certification’ mortgage, which meant that borrowers didn’t need to prove their income and lenders didn’t carry out checks. However, the system was abused, with borrowers exaggerating their earnings in order to secure a larger mortgage and then being unable to afford the… Read more »

Our 5 Step Guide to Buying a Property

  1. Work Out Your Budget for Buying a Property Before you start house hunting, find out how much you can afford to spend on buying a property. You’ll need to know exactly how much you can put down as a deposit and how much you can afford in mortgage repayments each month. The deposit… Read more »

Danny Smith Gains his CeMAP Diploma in Mortgage Advice & Practice

ADN Financial Solutions are delighted to announce that Director Danny Smith recently gained his CeMAP Diploma in Mortgage Advice & Practice. Highly regarded within the finance industry, the CeMAP Diploma is recognised as a mark of professionalism. Danny passed the course with flying colours. It has increased Danny’s expertise in mortgage products, policies, laws and… Read more »

The Financial Responsibilities of a Buy to Let Landlord

  If you’re thinking of becoming a buy to let landlord or renting out your home, you need to be aware of your financial and legal responsibilities. There are several obligations you’ll need to consider – from tax implications & national insurance to protecting tenants’ deposits & buildings insurance. Mortgage Type If you’re buying a… Read more »

How to Improve Your Credit Score

What is a Credit Score? A credit score is a rating that represents a summary of your credit history. Credit scores are used by lenders to gauge your eligibility for a loan and how much a viable amount is for you to borrow. Your score may differ between credit agencies depending on the criteria they… Read more »

5 Strategies to Make Your Money Go Further

  Our financial advisors, at ADN Financial Solutions, have put together five proven strategies to make your money go further… 1. Create a Budget Creating a clear budget will help you live within your means. It will also ensure bills are paid on time, boost your credit rating and increase your chances of being accepted… Read more »

Pension Awareness Day 2017

  Friday 15th September is annual Pension Awareness Day 2017 in Britain. The campaign was launched in 2014 with the aim of preventing the nation from walking into pension poverty and alerting us to the fact that most of us are not saving enough for retirement. It’s hoped the campaign will help us understand how… Read more »