ADN Pensions & Investment Solutions

We can help your short and long term financial planning and assist with structuring your finances to achieve your objectives. This includes the efficient use of existing resources, ensuring tax efficiency, delivering the level of access and control you require and perhaps also considering how your accumulated wealth can be passed on to the next generation.

Whatever your needs, our financial planning is all about you, your aspirations and your circumstances. In other words, it’s highly personal and so is our service.

The value of pensions and investments and the income they produce can fall as well as rise.

Tax treatment varies according to the individual circumstances and is subject to change.

Past performance is not a guide to future performance.

As part of our comprehensive service we will typically look at the following:

  • Ensure you have sufficient liquidity both now and in the future (cash management)
  • Retirement Option Strategies
  • Evaluate and measure the risks affecting your planning, consequences of disability, premature death or even longevity
  • Tax optimisation and reducing your tax liabilities
  • Estate Planning and minimising the impact of inheritance tax and ensuring your assets are distributed in accordance with your wishes
  • Analyse, restructure and simplify investment portfolios
  • Ensure you are on track to achieve the life you want by analysing in detail where you are now with where you want to be.
  • Tax planning is not regulated by the Financial Conduct Authority.
  • Estate planning is not regulated by the Financial Conduct Authority.
nigel

Nigel Strutt
Pensions & Investments

Nigel is a Director at ADN Financial Services and specialises in pensions & investments.  If you would like to discuss our pension and investment services and how we might be able to help, please speak with Nigel or a member of our pensions and investments team through the details below.

Pension-Advisors-Hampshire

Tax Planning

There are often alternatives to the paying the high levels of tax. Our cost effective solutions are completely within current legislation. We provide personally tailored tax solutions for company owners and their individual businesses, working closely with our clients existing advisers. We pride ourselves on the quality of care experienced by our clients. Come and talk to us and see if we can help you reduce your tax burden.

Pensions-Providers-Portsmouth

Inheritance Tax

More and more people are becoming liable to Inheritance Tax (IHT), yet it can be a mitigated tax. Inheritance tax (IHT) is no longer a concern just for the wealthy. It is relevant for many people, especially homeowners who have benefited from growth in the value of their properties. Property is not the only asset that makes up a person’s estate. Your estate also includes: your contents and possessions, your savings and investments, your pension fund and any life insurance not in trust.

IFA-Portsmouth

Pension Transfer

Not everyone works in the same job for the same employer and is a member of the same pension scheme during their entire working life. Many people will accumulate a number of different pension plans, which are often left unattended once they switch to a new plan.The potential for growth of their pension funds could then be limited for a number of reasons. By reviewing and assessing each of these, there may be good reasons to consolidate them or there may be good reasons to leave them where they are. Either way, it will cost nothing to have an initial discussion about having them reviewed by one of our specialists who can guide you through the process and answer any questions you may have.

Investment-Advice-Portsmouth

Annuities

Most personal pension providers do their best to make your pension fund grow over the years leading up to your retirement. When you come to retire they will write to you and offer choices as to how you would prefer to take your pension. It could be the case that you have several pensions, each offering a small pension but if you could combine them, you might be able to secure a much better pension income. It might also be that you have enough in your pension fund to take a more flexible approach to how you utilise it in retirement and be able to adapt to changing circumstances.

Contractor-Mortgages

Tax Optimisation

ADN Financial Solutions can help with optimising your tax and reducing your tax liabilities. The goal of tax optimisation is to find the lowest possible level of tax payable. By speaking to our experienced advisers we will make sure you pay the lowest amount of tax possible.

Our advisers have helped many clients reduce their tax burdens through expert planning of their tax.

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Estate Planning

Your estate comprise of everything you own such as your home, car, savings, investments and personal possessions. You certainly can’t take it with you when you die so it makes sense to arrange how and who your estate will be given to when the time comes. Estate planning is for everyone who has an estate no matter how small. If you don’t plan your estate, when you die the government will do the planning for you and it may not be a plan that you like.

Speak to our advisers to help you structure an estate plan that is suited to your wishes and requirements.

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ADN Financial Solutions Ltd, Unit 3 Sovereign Gate, 308-314 Commercial Road, Portsmouth, Hampshire, PO1 4BL